At ARGOZ Consultants, we specialize in optimizing scheme costs, interchange fees, and discount rates for issuers and acquirers, achieving savings of up to 15% on Scheme Costs and other relevant savings i. Our dual approach includes consulting services that offer comprehensive cost analysis and tailored optimization strategies, as well as AI-powered software solutions that provide real-time tracking and detailed analytics. With experience working with over 200 entities across 30 countries, we transform complex financial data into actionable insights, driving efficiency and profitability. Partner with ARGOZ to unlock significant cost savings and enhance your financial performance.